Brighton, United Kingdom
Christina is a Solicitor and Head of Wills, Trust & Probate at Healys.
Christina deals with all aspects of private client work. Some of the areas that Christina deals with are will drafting, advising as regards to inheritance tax mitigation, estate planning, probate, estate administration, lasting powers of attorney and trust deeds. Having a background in working for a Local Authority, Christina also has valuable experience in dealing with financial assessments as regards to care fees and care fee mitigation.
Solicitor - specialising in Probate, wills, lasting powers of attorney, court of protection work, trusts and finaincal assesments for care home fees, inc debt recovery.
I deal with Court of Protection matters including applying for Deputyship Orders, applications for Statutory Wills and appointment of additional trustees where the matter consists of jointly held property. I also have experience in dealing with aspects of contentious probate. I appeared on BBC Radio 4 Moneybox with their panel of experts advising on Inheritance Tax:
2004 - 2006
A Level Law (B Grade)A Level Economics (C Grade)A Level French (C Grade)
2006 - 2009
LLB Hons Upper Second Class Degree
2011 - 2013
Legal Practice Course Diploma
1999 - 2004
Nine A to B GCSEs inc Maths, English Language and Double Science
Mrs M died unexpectedly, without a Will, leaving an estate of £2,000,000. Her mother (Mrs Q), who is in her 80’s, inherits the entirety of the estate. Mrs Q also had assets of her own of £700,000 which meant her total estate was now totalling £2,700,000. This meant she now had a large inheritance tax problem on her hands, because on her death her estate would be subject to inheritance tax on anything over her tax-free allowance of £650,000.
Mrs Q instructed me to advise her. I completed a Deed of Variation to divert the inheritance from Mrs M’s estate, to the effect that it would not be divided between Mrs Q, Mrs Q’s children and her grandchildren. As the Variation was completed within 2 years of Mrs M’s death, HMRC viewed this as if Mrs Q had never inherited the £2,000,000 in the first place. With the addition of the new Residence Nil Rate Band which came into force in April this year, Mrs Q’s estate will no longer be liable to inheritance tax on her death. This saved the family £820,000 in inheritance tax.
Should you leave your money to your children, or spend it all before you go?
Louise Cooper and guests discuss what to consider when passing on your wealth. They'll be talking about how to decide what's fair, how to make sure your future is secure and how to manage difficult conversations about inheritance. They'll also discuss what options you have if you want to challenge someone's will or the plans they have for their estate.
Louise will be joined in the studio by chartered financial plannner Claire Walsh;
To listen to the programme - click here -
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